- Jurisdiction
- Other
The complaint revolves around fraudulent practices carried out by the sales team of an unnamed insurance company, targeting senior citizens. The key points of fraud include:
The purpose of seeking legal advice is to expose these fraudulent activities and draw attention to the insurance company's negligent response. It aims to raise awareness among the public to prevent others from falling victim to similar fraudulent schemes, highlighting the mental distress caused by such incidents.
- Misrepresentation of Insurance Terms: The sales team deceived senior citizens by falsely promising insurance coverage for individuals up to 85 years old, misrepresenting policy terms.
- Replacement of Proposal Document: The original proposal document, completed by the parents, was unlawfully replaced with a new document, altering the insured names to the son's name.
- Forgery of Signatures: Signatures of both the mother and son were forged on the fraudulent document, executed without their consent or knowledge.
- Intentional Misrepresentation of Contact Information: The sales team inserted their own phone contact numbers into the forged document, intentionally omitting the insured parties' email ID. This obstructed communication from the insurance company to the insured, hindering verification of policy authenticity.
The purpose of seeking legal advice is to expose these fraudulent activities and draw attention to the insurance company's negligent response. It aims to raise awareness among the public to prevent others from falling victim to similar fraudulent schemes, highlighting the mental distress caused by such incidents.