I moved for a formal hearing during an informal hearing because I was not allowed to examine the witness. I had only 14 days to prepare and i hadn't recieved my written request for a police report. I immediately wrote to the court requesting a re-schedule. I had been entering documents into my case file and one day I was told that the judge was "looking over my case filings" and that I have not been re-scheduled yet. Instead I was issued a Default judgment. I do believe that my case filings were too strong for me to loss in open court. Can a judge summarily deny discovery during an informal hearing, deny a re-schedule, and also enter a default judgement without even a plea regarding responsibility. I wrote that I neither admit responsibility nor deny responsibility and relied on my universal commercial code understandings. Also, is ucc 1-308 for real?