Legal definition of collision of vehicles

[Monica sinclair]

Jurisdiction

North Carolina

If a vehicle runs into a brick wall is it still considered a collision? Or must two or more vehicles be moving and phsically encounter each other to be defined as a collision?

 

[Zigner]

When a vehicle collides with something, it is a collision.

 

[zddoodah]

If a vehicle runs into a brick wall is it still considered a collision?

Considered by whom?

Please provide a slightly more detailed description of the incident and explain the reason for your question.

Or must two or more vehicles be moving and phsically encounter each other to be defined as a collision?

Defined by whom?

 

[adjusterjack]

If a vehicle runs into a brick wall is it still considered a collision? Or must two or more vehicles be moving and phsically encounter each other to be defined as a collision?

If you had bothered to read your policy you would have found that the policy defines collision as the "upset of your covered auto. or its impact with another vehicle or object."

That's actually quoted from a North Carolina auto policy from my insurance reference library, though it's a pretty universal definition in the insurance industry.

A brick wall is an "object."

Hitting with your car is a collision.

 

[Foamback]

It all relative. Does collision with a neutron count? What if you flattened Schrodinger's cat?

 

[adjusterjack]

It all relative. Does collision with a neutron count? What if you flattened Schrodinger's cat?

I can't answer that. I'm afflicted with Heisenberg's Uncertainty Syndrome.

 

[Red Kayak]

If a vehicle runs into a brick wall is it still considered a collision?

Yes.

But if a brick wall runs into your stationary car, it is not a collision, at least not for insurance purposes.

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[adjusterjack]

It's the falling objects peril.

 

[Zulqarnain Haider]

If a vehicle runs into a brick wall is it still considered a collision? Or must two or more vehicles be moving and phsically encounter each other to be defined as a collision?

Yes a vehicle hitting a brick wall is still a collision. It would usually be described as a single-vehicle collision or a collision with a fixed object.

A collision does not require two vehicles to be moving or to hit each other. If a moving vehicle physically strikes something, including a wall, tree, pole, guardrail, or parked car, it is generally considered a collision. The exact wording can vary in a specific insurance policy, police report, or legal context.