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That really should have been post #2 and the end of the issue.

(a) Intentionally intercepts, endeavors to intercept, or procures any other person to intercept or endeavor to intercept any wire, oral, or electronic communication; According to the OP there was another person there. And there is nothing in the law that exempts communication to one's self.

I linked to the law before. I'll do so again. Statutes & Constitution :View Statutes : Online Sunshine

Then find one that specializes in contract law but virtually all lawyers could handle a fairly simple contract case as you describe the situation.

You violated the law when you wrote this... WIthout citations your "research" doesn't mean much.

And what law are you using to support that assumption? Because you don't seem to fall into one of the exceptions in the law I quoted.

@jonschweichler Your recording, with sound or notice, was likely illegal. Statutes & Constitution :View Statutes : Online Sunshine

California Penal Code 261.5 PC (a) Unlawful sexual intercourse is an act of sexual intercourse accomplished with a person who is not the spouse of the perpetrator, if the person is a minor. For the purposes of this section, a “minor” is a person under the age of 18 years and an “adult” is a...

According to the law... (4) Effective January 1, 2012, no person shall be excluded pursuant to this subdivision unless the offender has submitted to the department documentation sufficient for the department to determine that he or she has a SARATSO risk level of low or moderate-low. SARATSO -...

No, offering a settlement will not affect your chances in court.

Glad to hear it, but you didn't actually ask a question in the OP.

You are correct about most debt but she doesn't just keep the house and not pay for it.

Then you are going to have to live with the losses associated with it.

Clearly, the companies you are ordering from aren't being ripped off enough to be a problem.

The first thing you need to do is stop sending orders to addresses other than the billing address of the person ordering. You should then check out the FBI Cyber Crime site. Internet Crime Complaint Center(IC3) | Home Page

Were you taken to the police station and booked? Were you issued a citation by the officer?

Bad idea... Good idea...

That does create some amount of possible liability. You should consider insurance.

What do you call 25 lawyers skydiving? A round of Skeet.

Get a lawyer.