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    Personal Bankruptcy A reconfirmed debt

    Yes, you will be responsible for both cars. It is reaffirmed, and when you did that, your contract became as strong as it was before you filed bankruptcy, you will end up paying the deficient balance on that auto.
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    Personal Bankruptcy Filing bankruptcy with joined property

    Depends on what the trustee thinks
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    Personal Bankruptcy What is covered under bankruptcy

    It would be included in bankruptcy
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    default auto loan

    Yes, you should file ASAP
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    Legality of overdraft charges

    Well if they bounced your checks you still would have been charged the $25.00 and the companies you wrote the checks to would have charged you fee's as well, so really it did technically save you money. You could always opt out of it but if this happened again you would owe more then $175.00 the...
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    default auto loan

    You need to call the DMV and see if she did if she did not get a duplicate title and go repo the car if she did you are SOL
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    Debt Ownership

    No, The company that owns the debt is the one that will release (sale) it to a Collection agency -- Collections Agencies must be insured, Bonded and have a licence in the state to do collections---
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    Illegal repo

    When an account is late the creditor can at any time repossess the collateral. Accepting late fee's has nothing to do with them violating the contract, you need to read all of the fine print on your contract you signed with ford motor. The creditor can pick up that car on the 1st day delinquent...
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    Personal Bankruptcy HELP! Asset and vehicle confusion!

    You will still list the finance company as the creditor and list you are surrendering your interest in the truck -- you should also list that grandma has the truck--- His grandma will now be fully liable for this truck
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    Bank holding a check

    For security reasons, yes they can-- but the IRS check? I would have him talk to a branch manager-- they are only trying to protect themselves and him in case the checks come back--
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    Contractor bankrupt owes me money

    The letter more then likley was sent to you from the court house. You would want to send it back to the court house-- if at all possible I would hand deliver it to the court house and keep a stamped copy for yourself
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    default auto loan

    Are you listed as lein holder on the tahoe? if so you need to hire a repo company and go get it back
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    Bounced Check

    No the person that you wrote the check has no obligation to inform you-- however your bank should have notified you, also your bank statement would have shown this check coming and and it bouncing.
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    Company wrote off RV and sent W2 to IRS

    Yes they can, they sent a 1099 stating they lost out on the 7k$ they would have received from you and since you did not pay for it, It becomes extra income for you during the year--- This is them Charging off the loan (Write off) they let the feds know so they can show earnings lost during the...
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    Hoa fees

    If they have a contract with you Yes they can, the HOA and the Mortgage Company are 2 different entities both wanting their money
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    Forclousers and liens

    If there is a deficient balance left on the forclosed property, they get a judgement-- Yes they can attach to any assets-- including putting a lien on your home
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    Cosigner not notified of delinquent debt

    go to-- annualcreditreport.com
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    Bank will not release insurance check

    No I dont think so-- They no longer have a interest in the vehicle, I would talk to a manager
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    Threat of lawsuit from Craigslist buyer. Oregon

    Tell him to take you to court-- this guy needs a life!!! This is America and money talks & we have the freedom to hold stuff or sell stuff!!
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    dog matter

    I would tell her to take you to court, because a judge already had you pay the doctor bills-- there is no way for you to know if these new bills exist and if they do, how do you determine if they were for the same issue? then again it depends on how much she wants -- and if this is going to be...
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