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  1. presutin

    Personal Bankruptcy Bankruptcy re Student loan

    No problem. Glad we could help!
  2. presutin

    Shoplifting, Larceny, Robbery, Theft need advice

    LOL - OMG - Jacks - you are the best!!!!
  3. presutin

    HOA rule Change

    Present your case to the BOD first and make sure that you have a convincing case (don't say that you want them to incurr the expense because you feel that it is their problem since they were the ones that changed the rules - a statement like that will sound vindictive and will not go well with...
  4. presutin

    Landlord negligent... escrow?

    No, escrow is the way to go and don't use it for another purpose but to pay your rent. Think long term and that is, in the event your lanlord tries to take you to court, you will have proof that you have done what you were supposed to do. Good luck to you!
  5. presutin

    Identity Theft

    Like you, 2 other million people fell victim to such a thing. Yes, they are responsible but can they be held liable? If you and the other 2 million get together to file a class action suit, they probably will. You are not alone. I fell victim to a security breach at DSW in 2006 and, thank...
  6. presutin

    New User Personal Message Limitations

    Same here Jacks - I am not sure what is going on... TLP are the new settings in production or are they still in staging?
  7. presutin

    Personal Bankruptcy Chap 7 BK Consumer debts vs Business

    Although you say you cannot afford an attorney, the best advice one can give you is for you to find one so you can have your case properly taken care of and all your debts that qualify for bankruptcy correctly discharged. Try to find an attorney that will work with you when it comes to his/her...
  8. presutin

    confused

    Check out the link below for you to see what applies to you - annulment is state specific here in the U.S. http://www.usmarriagelaws.com/search/united_states/annulment_laws/index.shtml
  9. presutin

    Consumer Law, Warranties Vendor Fees

    If you didn't get that in writing from the facility's coordinator from your first meeting it will be hard to make the case that your fees would be waived. You were aware of the charges so now you need to negotiate with them.
  10. presutin

    Maintenance on Condo Stairs- Who is Responsible?

    Without seeing the document and since the by-laws language is contradictory the only advise one can give you here is for you to consult with an attorney in your area so s/he can clarify what limitations that language has imposed on the issue and/or clarify what can be interpreted by them.
  11. presutin

    Landlord negligent... escrow?

    Check out page 21 of document under this link. Hope this helps! http://www.arlingtonva.us/Departments/CPHD/Documents/page64650.pdf
  12. presutin

    Transfer assets

    The best advice one can give you here is for yout to hire an attorney ASAP.
  13. presutin

    Stacking Policies

    Consult with an attorney in your area to find out what are the precise restrictions when it comes to collecting on the premiums. Hope this helps!
  14. presutin

    disclosure laws

    Being truthful when a potential employer requests references from a prior employer is not illegal so the answer is yes, they can.
  15. presutin

    Consumer Law, Warranties verbal agreement, master copy wedding photos

    Check your contract to see if she did not limit the transfer of copyright ownership by a certain time period. If that is the case and it has expired, you are SOL.
  16. presutin

    can I void my lease its missing signature

    You are still bound by the lease terms. Here is what I think is happening - your landlord approved you (the co-signing requirement is not really a deal breaker; they just wanted guarantees that you would be able to pay the lease for the duration) so you won't be able to get out due to a missing...
  17. presutin

    can I void my lease its missing signature

    Pamela - does it say on you lease that without the required signature the lease is considered non-enforceable?
  18. presutin

    Need out of lease : Note of recent file audit

    You will get a dark spot on your credit report and the landlord will obviously send the remaining balance to collections so they can recover the amount you didn't pay (trust me, you don't want that to happen since it will practically cost you more once they add all the fees they are entitle to add)
  19. presutin

    Need out of lease : Note of recent file audit

    The lease stands but you can be forthcoming to the management office and tell them that you, at the time of the signing of the lease, were making enough to meet the requirements but since there has been a change in your compensation status, you no longer will be able to meet the requirements and...
  20. presutin

    is this considered intimidation?

    Hearsay. Anyone can assume what they want, but without proof, it is all hearsay. Unless they have witnesses that can actually prove that you did make threats and that you were determined to go through with it, again, it is all hearsay.
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