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  1. cbg

    Student Loans New student loans grad school

    Yes, I quite understand that there are those who are against anyone else getting a helping hand, and feel that anyone who doesn't immediately understand and are able to mentally calculate what the interest is going to account to deserves what they get. I'm very glad for those of you who are able...
  2. cbg

    Student Loans New student loans grad school

    I know it's a contradiction in terms but it's how I feel nonetheless. I'll accept "unconscionable" and I realize the legal usury is an oxymoron, but that's my feeling.
  3. cbg

    Student Loans New student loans grad school

    And I don't know what others may call it, but in my view when the interest rates are such that they've paid back multiple times the amount of the loan and still owe more than they've borrowed in the first place, I call that usury. Might be "legal" usury under the laws of student loan, but usury...
  4. cbg

    Student Loans New student loans grad school

    The difference is that many of the people seeking loan forgiveness have already paid back the amount of their loan, the same again in interest, in some cases multiple times, and still owe more than they initially borrowed. I saw one story about someone who had borrowed $65,000; had already paid...
  5. cbg

    How to fire the super in our building

    I just want to make sure one thing is clear. You do not have the power to have the super fired. You can, and should, make complaints to whatever company, board or agency employs him. However, once you have done that it is up to them what action they take. There is no law you can invoke that...
  6. cbg

    Pay rise - but only to one sector of the workforce?

    I think that UK law and US law are very different and we have no experts on UK law here. In the US it would not be in any way illegal to give pay raises to only one area. What the UK has to say on the matter, I don't know.
  7. cbg

    Beneficiary Question/Dilemna

    YOU have no recourse at all,. This has nothing to do with you. Nor is your opinion of who qualifies binding on the insurance carrier. You may rest assured that the insurance carrier did not blindly accept the "statement of living children" but confirmed their relationship before releasing any...
  8. cbg

    Need help finding a lawyer for a lawsuit against a company

    Just in what you have posted, I can see two reasons just off the top of my head why you are not finding an attorney, particularly if you are looking for one to work on contingency (I do not know if you are or not). 1.) You appear to be distressed because the company you wish to sue did not...
  9. cbg

    401k being deducted out of a paycheck but not going into 401k account

    Fines are a certainty. Jail is a maybe depending on what the DOL finds in their investigation. But a former employer of mine once got hit with fines for ONE late deposit; we were out of compliance by a matter of days, not months and the reason we were late was due to a cascade of events...
  10. cbg

    Is your salary suppose to state the amount of time you actually work?

    If you are exempt from overtime the number of hours you actually work is irrelevant. Many payroll softwares use 40 as a default unless the actual number hours is entered, and since it's irrelevant for exempt employees no one is going to spend time entering that into the payroll. It's unlikely...
  11. cbg

    401k being deducted out of a paycheck but not going into 401k account

    They need to call the DOL yesterday. This is the sort of thing company executives go to jail for.
  12. cbg

    Working overtime 1 week / use of PTO next week

    Federal law says that you must be paid overtime at the rate of time and a half for every hour worked over 40 in a week. That's a week, not a pay period. Your company policy cannot override Federal (or state, but it's Federal law that's in play here) law. Neither Federal nor state law gives half...
  13. cbg

    masspay

    Report it to anyone you like. The answers are to be found in your contract.
  14. cbg

    Settlement

    And please clarify what state this is happening. State law matters and posting random state names will not get you appropriate responses. FYI I can see what state your IP address is registered in and it is neither Arizona nor California.
  15. cbg

    Settlement

    I have deleted your four duplicate threads. You only need to post once; five times is four times too many. You will not get more or better answers by spamming the board. Do not post the same question again.
  16. cbg

    PTO Payout not being given fully after leaving job. What are my legal options.

    There is no state which requires the payout of sick time. Missouri does not require the payout of vacation time unless there is a contract or CBA that requires it. Feel free to consult with an attorney but I think you will find that if they pay out your vacation, they are still doing more than...
  17. cbg

    Electronic harassment

    I am taking you seriously; please take what I tell you seriously and hear me out. There are two possibilities; you are correct and you are being monitored/harassed, or you are incorrect and nothing of the sort is happening. I'm not making any judgments about which is the more likely; just...
  18. cbg

    Advice please - HIPPA/Disability/Privacy issue:

    If you have already filed a claim, then as part of the investigation your employer WILL be notified, by the EEOC, at the time of THEIR choosing. It is no longer up to you when your employer is notified of the claim.
  19. cbg

    Test

    You're just lucky, as far as I know.
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