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Thank you! I will have an attorney look at the paperwork. Actually, it's the dealership contacting me. It's one of those "Buy Here, Pay Here" auto dealership, so they are acting as their own collection agency

Yes, we did in house financing with the dealership! I believe he is trying to scare me too. I will no longer deal with him unless he provides paperwork. And you are right, I need to check with my mortgage lender regarding this issue. Thank you so much!

They haven't, we are getting ready to close on our home in 20 days so my credit is clean with no record of this debt! He calls daily and threatening to garnish me. He refuses to give me any deficiency documentation or agreement for payments. He's being a real jerk. But I know I have rights.

No, they have not sue me. He just said he's going to file the garnishment in court

Hello, I had a vehicle repossessed back in 2014. The car was purchased in Alabama and they claimed the car from me in Virginia. I have not heard from the dealership until two weeks ago. They are now threatening to garnish my check to cover the remaining costs after repo. I requested several...