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    First party debt collector lying

    I am getting contacted by a company named ARCHMI formerly United guaranty regarding an ancient PRIVATE student loan originating with citi bank. (No payment by me since 2011). They claim there was a payment made August 2016 but that would still put this debt outside of the statute of...
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    Enterprise Rental car oil leaked all over my driveway

    State is Tennessee I got a rental car(s) from enterprise after my car was rear ended. the first car I got, the transmission failed 3 days in. the second car a 2022 rav 4 dumped oil all over my driveway. And not just a little bit of oil, literally all of the oil it had. I pride myself...
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    Can I release insurance of all liability and not put us at a disadvantage somehow?

    This is in TN Little bit of back story: me and my wife got rear ended by a truck a couple weeks ago. The man admitted fault, his insurance is fixing the car. The first claims person Asked if we were injured I said no but a little sore. She said since I said that she had to open a medical...
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    Garnishment Can I Use Wildcard exemption for debt collection

    Hello, i am being sued for roughly $4000 for a credit card I defaulted on in late 2017. I have become disabled since then and cannot work and have zero income. I am married and my wife has a job but she will not pay this debt and she isn’t responsible for it. I do have about $6,000 in my...
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