Auto insurance question for my gf's mother

[KyleW]

This is a question that i have for my girlfriends mother. She was recently involved in a minor vehicle accident the other day. She was found completely not at fault since she was parked and the car hit her front passenger fender. Most insurance companies will usually be nice about just billing the other insurance company. I understand that they dont have to do that but when we tried just talking to the other insurance company the agent told her that they will give her $500 not to go through her insurance company. My question is: Is that legal

 

[army judge]

It isn't a question of being legal.

They made an offer in compromise.

You can accept it, or sue. You will get paid, eventually. You can accept $500 today. You have choices.

You can file a claim with your insurance, who will then subrogate against the at fault driver or his insurance. Meanwhile, they indemnify you.