In advance thank to everybody, who is going to take time to help me .
Hello to All !
I am in situation which is definitely way over my head , and I need guidance and help very , very much .
I am 60 years old woman , after two divorces, and practically homeless, in not very good health ,
deeply heart broken as well, but this is another story .
Huge CC debt , long stories, ensuring everyone , no any fun out of this money, all went for lawyers fees .
I stopped to pay one year and a half ago .
I do not have any possessions , my income is 1700 a month , alimony .
Due to serious problems with my health I spent 2 years in Mexico,
I got some efficient help, but all my modest savings are gone, and I own
money to private parties, which I absolutely will pay off, what I am doing,
but I am more and more poor, to extrema already .
I am American citizen, for many decades, but my origin is from Europe .
Not long ago, I received the news from my sister, that we are entitled
to some heritage ( my mother died 2 years ago, at beautiful age of 90) .
Expected money, are in 20-30k range .
For me absolutely life saver .
I want to go back and do bankruptcy , so if I would get this money, creditors do not take it from me , and besides having this money, I am hopping to be able to restore
my life a little bit, for this I need bancruptcy .
I DO NOT HAVE SLIGHTEST IDEA HOW TO ORGANIZE MYSELF ; TO MAKE IT EASIER ,
DOABLE; AND NOT TO MAKE NOT REVERSABLE MISTAKES !!
Please tell me what and how to do .
I live practically full time in motor home, sometimes, here in Mexico , I rent something .
Before I left States , I was living in trailer park, in nice park model trailer, but I sold it and bought motor home , it is not on my name .
Now to rent anything for me , is absolutely out of range, and no existing credit would not allow me anyway .
The only solution, the most likely is camping . ( I have two dogs) .
Can I do bankruptcy living on the camping ?
Does is matter what state I am going to be ?
Do I need to go to California, where I had my CC and lived for long time ?
How am I going to declare and proof my living expenses ?
Am I at all going to qualify for chapter 7, with "huge" income of 1700,
if I will live in motor home on camping, let say 600 a month "rent" ?
What would you do in my situation ?
In addition I am very afraid of lawyers, because , well...,
because I have excellent reasons to be .
Any advice so very welcome , appreciated and so much needed .
e
anex
Thank you very much for all responds .
At the present I am still in Mexico .
It is probably long time, like one year or two,
before heritage is going to be distributed, and besides
I can for time of my choice , keep it with my sister, in Europe .
But finally, I would like to feel free to bring money to
U.S. and use it .
What above , it is the only reason I consider bankruptcy at all .
When I stopped to pay CC, my debt was about 60 k ,
I stopped to pay in June 2009 , I can imagine debt is much more now,
due to interest, late fees , etc .
thanks
e
Hello to All !
I am in situation which is definitely way over my head , and I need guidance and help very , very much .
I am 60 years old woman , after two divorces, and practically homeless, in not very good health ,
deeply heart broken as well, but this is another story .
Huge CC debt , long stories, ensuring everyone , no any fun out of this money, all went for lawyers fees .
I stopped to pay one year and a half ago .
I do not have any possessions , my income is 1700 a month , alimony .
Due to serious problems with my health I spent 2 years in Mexico,
I got some efficient help, but all my modest savings are gone, and I own
money to private parties, which I absolutely will pay off, what I am doing,
but I am more and more poor, to extrema already .
I am American citizen, for many decades, but my origin is from Europe .
Not long ago, I received the news from my sister, that we are entitled
to some heritage ( my mother died 2 years ago, at beautiful age of 90) .
Expected money, are in 20-30k range .
For me absolutely life saver .
I want to go back and do bankruptcy , so if I would get this money, creditors do not take it from me , and besides having this money, I am hopping to be able to restore
my life a little bit, for this I need bancruptcy .
I DO NOT HAVE SLIGHTEST IDEA HOW TO ORGANIZE MYSELF ; TO MAKE IT EASIER ,
DOABLE; AND NOT TO MAKE NOT REVERSABLE MISTAKES !!
Please tell me what and how to do .
I live practically full time in motor home, sometimes, here in Mexico , I rent something .
Before I left States , I was living in trailer park, in nice park model trailer, but I sold it and bought motor home , it is not on my name .
Now to rent anything for me , is absolutely out of range, and no existing credit would not allow me anyway .
The only solution, the most likely is camping . ( I have two dogs) .
Can I do bankruptcy living on the camping ?
Does is matter what state I am going to be ?
Do I need to go to California, where I had my CC and lived for long time ?
How am I going to declare and proof my living expenses ?
Am I at all going to qualify for chapter 7, with "huge" income of 1700,
if I will live in motor home on camping, let say 600 a month "rent" ?
What would you do in my situation ?
In addition I am very afraid of lawyers, because , well...,
because I have excellent reasons to be .
Any advice so very welcome , appreciated and so much needed .
e
anex
Thank you very much for all responds .
At the present I am still in Mexico .
It is probably long time, like one year or two,
before heritage is going to be distributed, and besides
I can for time of my choice , keep it with my sister, in Europe .
But finally, I would like to feel free to bring money to
U.S. and use it .
What above , it is the only reason I consider bankruptcy at all .
When I stopped to pay CC, my debt was about 60 k ,
I stopped to pay in June 2009 , I can imagine debt is much more now,
due to interest, late fees , etc .
thanks
e
