Buyherepayhere

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PATRICK1903

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I purchased a truck from a buy here pay here dealership 10-20-2011 i was told cash price would be 5k and if they financed the truck for 24months it would be a total of $7090.00 i agreed and we did the paperwork- i put 2k down to lower my payments- they did not have me sign a financial agreement- i did not know until recently this was required- i paid more than my monthly agreement to pay off the truck sooner... I missed a payment thinking i was ahead on my payments a year later- and recieved a notice in the mail of my missed payment but the begining balance was 8070.00 with my 2000.00 down payment already taken out. I tried to disucss this issue with the owner and he told me i owed intrest and the lady that did my contract is no longer working there- i looked over my contract and called them back to pay off the truck 6 months later when the truck should of been paid off (according to the contract i recieved)- the owner advised me of the balance due for payoff we did not agree so i stopped paying them and the truck was repoed 10-2013- i kept everything i recieved from the dealership and never signed a financial agreement what do i do now.
 
I purchased a truck from a buy here pay here dealership 10-20-2011 i was told cash price would be 5k and if they financed the truck for 24months it would be a total of $7090.00 i agreed and we did the paperwork- i put 2k down to lower my payments- they did not have me sign a financial agreement- i did not know until recently this was required- i paid more than my monthly agreement to pay off the truck sooner... I missed a payment thinking i was ahead on my payments a year later- and recieved a notice in the mail of my missed payment but the begining balance was 8070.00 with my 2000.00 down payment already taken out. I tried to disucss this issue with the owner and he told me i owed intrest and the lady that did my contract is no longer working there- i looked over my contract and called them back to pay off the truck 6 months later when the truck should of been paid off (according to the contract i recieved)- the owner advised me of the balance due for payoff we did not agree so i stopped paying them and the truck was repoed 10-2013- i kept everything i recieved from the dealership and never signed a financial agreement what do i do now.

You should immediately speak with a lawyer or two about your case.

There might be a sliver of hope, but you'll likely require ADDITIONAL proof.

Your lawyer will advise you.

Additionally, you can contact the OK Attorney General, as they sometimes advocate these types or cases.

http://www.oag.ok.gov/oagweb.nsf/ccomp.html

Your local county prosecutor or DA might be able to assist, speak to them, too.
 
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