Can I file a lien myself in Texas?

[tom5599]

My wife bought a condo in Texas for 60k. She borrowed the money from her Mom to buy this place. We would like to know how we can file a deed or trust or lien against the condo for the amount she borrowed.

The lien would be in the name of my wife's mom

I asked an attorney in the area to do it but they want $1000.

This is too much money for us and from what I have heard this can be done ourselves.

I have printed a deed of trust that is valid in Texas off the Internet but I am afraid I do not know how to do this.

Any help is appreciated.

Tom

PS: I would be willing to pay but not $1000!!!

 

[lwpat]

What you want is a note and mortgage. Shop around some more.

 

[tom5599]

I might be incorrect, but TX is a deed state. So a mortgage in TX is called a deed of trust?

The form I found was a TX Promissory Note with Security Agreement. The Promissory Note states the terms of the Note and the Security Agreement set out the collateral that secures the note.

I purchased that form USlegalforms.com.

I am not sure I am a doing this correctly.

Any help is appreciated.

T

 

[tom5599]

Yes, I understand a lien needs to be filed my question is how to do that?

There is NO other loan on the property.

Here is what we have done.

1. Written Promissory Note Signed by Borrower
2. Security Agreement specifying the property to be used as collateral
signed by borrower and lender notarized.

With these two documents can we send these to the county recorders office and have them filed?

Would this give the lender a lien on the property?

Thank you


T