the house that i own and rent out was recently raided by police for reasons unknown while i was away. as my car keys were being looked after by my tenant the police conviscated my vehicle. i have tried to get it back and have just been told that it has been returned to my finance company even though i have been pay9ing me finance every month without fail. my finance company have now told me they will not give me my car back and are going to sell it and any shotfall will be billed to me. is this legall what they are doing and what can i do?