citation for debt

[CROD0807]

I received a citation for non-payment of a credit card in the amount of $2068.71. I defaulted on the card in July of 2007 so the statute of limitations do not apply. However, if I do not respond to this citation, in the state of Texas, what can happen? Also, what happens if the citation is not dated as to when it was served?

 

[dee_dub]

If you don't respond, they'll get default judgment against you, and will proceed to collect on it. Garnishment, liens, etc.

Not being dated is probably a technicality. It doesn't sound like there is any doubt you WERE served. But you never know. It might have some relevance if you file your reply late.

 

[CROD0807]

burden of proof

Ok then, if I use the defense that I have no business relationship with the Plaintiff considering they are a collection agency, can I still request validation of the debt? I have read that requesting validation of the debt is helpful, but it seems contradictory to request the validation and then declare that there is no relationship.