Collection Agency Sold "With Prejudice" Ruled Account

[physicsyes]

I had a dispute with a collection agency about a credit account they had purchased. After many back and forth letters the collection agency put the matter to the National Arbitration Forum. NAF ruled AGAINST the collection agency and in my favor "with prejudice." That was last December (07). I thought the matter was finally put to rest. But, last week I got a letter from a NEW collection agency, trying to collect on the same old debt, with all of the same old problems and disputes! (wrong ss#, wrong partial name, inability to provide proof of ownership of any debt/account in my name from the original credit card issuer). This new collection agency has apparently purchased the account from the one that was ruled against by NAF. How is this possible? Is it legal? How will I ever stop this cycle and get this false debt in my name out of the system? Isn't this resale of the settled debt a direct violation of FDCPA? And, if so, who do I contact to fight it?

 

[Michael Wechsler]

Write them a letter challenging the validity of the debt and showing proof of the judgment. It's possible they were duped or a mistake was made and they'll correct it. First try it the easy way in writing... good luck.