Collection in California

[tjcale]

I just was contacted yesterday by the law offices of Amy Mcdonald about a credit card from 2001 and are now trying to get me to pay the whole amount over the phone. They are saying that they are considering an attempt to fraud the company. The account is around 7 years old. This is the first i have heard of it. They are threating to send a sheriff out with a summons. Any suggestions. I do owe the money. I thought California had a statue of limitations on debit over 4 years old. any information would be greatly appreciated.

Thanks

 

[seniorjudge]

The statute of limitations is a defense you must plead if you get sued.

 

[lwpat]

It is a violation of the Code of Professional Conduct to threaten someone with a criminal charge in order to collect a debt. Find out if this person is actually an attorney and then file a complaint with the CA bar and the bar of her state.

If you owe the money make arrangements to pay but any payment or agreement starts the SOL all over again.

 

[tjcale]

I found out that they were just using the law office name and our actually a collection agency that have bought my account.