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STD Policy , involuntary separation

Due to serious Neck condition I applied to company provided STD. Insurance company denied the claim because short after I applied to the STD I was terminated.They said because I was terminated my coverage ended .

The STD policy about termination is below :"When Benefits End. An employee will no longer be considered eligible for STD benefits if or when he or she:

Separates from the Company (e.g., resigns, moves to a Company subsidiary, retires, dies)" .

It doesnt mention anything about involuntary termination. Does the term "seperates" cover involuntary termination?

I have 2 weeks to appeal. Can I appeal this ?


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