Thank you for the reply. Yes I have papers from the county that show I have 50% and he has 50%... I think I will try to hang in there and not rush- I'm just apprehensive as to what rights I had :-/
You own a half interest in the house. That gives you the right to live there as long as the payments on the loan are made.
If you don't want to make the payments then you've probably got several months until the lender starts foreclosure.
They'll start by sending a late notice after the next payment is due. They'll continue sending letters for a while, then the letters will start coming from the mortgage company's collection department. Eventually there will be a notice that foreclosure is pending. All of that is going to be addressed to him because you aren't on the loan.
Eventually, though, you'll be served a summons and complaint in judicial foreclosure with both your names on it because you are also an owner.
You are free to ignore that if you don't want the house and just let the foreclosure go to default.
At some time after that you'll get a court order to leave.
The point of my comments is that you could (if you wanted to) live rent free from several months to a couple of years before you actually have to move out as long as you pay for your utilities.
Oh, one more thing, find the homeowners policy. If you are not a Named Insured on the policy you have no coverage for your personal liability or personal property. As an owner you can call the insurance agent and get your name on the policy along with his.
The insurance company will send you the endorsement adding you to the policy.
If, for some reason, the insurance company won't do that then it's in your best interest to buy yourself a renters policy (HO-4) to cover your own liability and personal property. It only costs a couple of hundred and well worth having so nothing falls through the cracks.