HI,
I defaulted on a Providian credit card in January 2006when I lived in California. My last payment was Jan. 2006. I tried to work out a deal with them and they would not help. I even sent them a registered letter trying to work out an agreement that I could afford. I could not pay what they wanted and they had hike the interest to 32%. I recently moved to Colorado(September 2009). Does statute of limitations begin when the creditor sends to collection agency or does it begin after you make the last payment? In which state will the statute of limitations prevail.
Thanks so much.
I defaulted on a Providian credit card in January 2006when I lived in California. My last payment was Jan. 2006. I tried to work out a deal with them and they would not help. I even sent them a registered letter trying to work out an agreement that I could afford. I could not pay what they wanted and they had hike the interest to 32%. I recently moved to Colorado(September 2009). Does statute of limitations begin when the creditor sends to collection agency or does it begin after you make the last payment? In which state will the statute of limitations prevail.
Thanks so much.
