I fell behind on the monthly date of payments on a card that was near its limit. Because of the late fee, it put me over the limit. THen because of both fees, I cannot get caught up. I've made a payment each month, but thats not enough apparently. I have had debitors call me before, but this one calls 20 times a day, while I am working and disrupts my job and everyone around me. I've asked them to stop, only for them to call me immediately (same minute) that I hang up. Do I have a case to sue them for harrassment? Its NUTS!