Credit card offer to minor

[SSGTom]

Recently Chase Disney Rewards Visa sent a preapproved credit card offer to my four year old daughter. I called the customer service number to have her information removed from their database and to discover where they obtained her information. After being transferred to a supervisor, I was asked if my family had recently been to Disneyworld. We had. The service rep supervisor told me they get names and data from lists of guests at Disneyworld. I wrote an email to Disney complaining about this and telling them not to sell or give away my childrens names and/or SSNs to anyone. I have had no reply. What should I do?

 

[tpajet]

I'm not saying that Disney didn't sell a name, but there is no place at Disney that collects a SSN.

It's very possible that something got keyed in wrong or slipped through the cracks showing your daughter as an adult instead of a child, but are you sure it was actually pre-approved? Just getting the info from Disney does not give Chase enough info to run a credit check to pre-approve someone. It may have been a simple credit card offer.

On the other side of this, I would get a copy of your daughter's credit reports from the 3 major credit bureaus. It's probably nothing more than a slip up, but anytime something like this happens, it's also a red flag for the possibility of identity theft.

 

[jharris352]

Don't do anything. There are much bigger things in life to worry about. You aren't going to change anything with your actions so focus them somewhere else. Just my opinion.

 

[tpajet]

I disagree. While there's a chance that it's nothing, it's doesn't take that much effort to double check her child's credit report. And if there is a problem and she doesn't do anything, it will be more than enough to worry about.

 

[jharris352]

I'm not saying she shouldn't make sure the child's ID isn't being stolen, she wants to know how to keep Disney from sharing guest info with a credit card offer. Believe me that is more trouble than it is worth.