credit law process

[jdsfun]

hi everyone, my name is jeff. just found this place. just maybe, some one can answer this. i've reacently talked to a collection agency about a debt that is 15 years old. i requested a validation letter. i'm not sure if they will send me one though, sol has ran out. it is still on my credit report, so i'm going to dispute it. how long do i wait for the letter to come in the mail before i file my dispute?

 

[seniorjudge]

File your dispute right now.

 

[debt_helper]

file the dispute right away... but remember, just because it gets taken off your credit does not make it go away. However, I've never heard of a statute of limitations on a debt extending 15 years... most likely it will be dropped, or there is a judgment against you. Something to look into.