Death of my Husband/Minor child beneficiary

[mjharris310]

My husband passed away on Jan.5, 2011. He committed suicide because he was to depressed and other reasons. He had a policy through his employer and apparently he made his son the beneficiary instead of me. They paid out on one policy but it's in our son name and there is no guardian over it so they won't let me access it I don't know what to do.
The second thing is there is one more policy. They said they won't pay that one because of a 24month suicide clause, 24months would have been in Mar. 2011. Is there a way I can fight that decision?

 

[army judge]

I'm sorry to hear of such a sudden and tragic loss.

May God help you and your family heal as you go through this difficult time.

No, 24 months means 24 months.

You can speak with a couple attorneys and see what they have to say.

The initial meeting is normally at no charge.

 

[mjharris310]

What about the policy they paid out in our son name?

 

[army judge]

What about the policy they paid out in our son name?

You should speak to an attorney.

You require real legal help, not virtual advice over the 'net.