I am 45 years old. My husband recently passed away unexpectedly. We owed the federal government over $10,000.00 and were making payments up until his death. He was the sole provider, now i cannot afford to make these payments. He did leave behind a couple assets. 1 truck which is payed off, and another car which i am currently making the payments on - both of which were in his name. Before i inform the goverment of seize of payments, how can i protect myself from having said assets seized by goverment?