Debt collectors

[Julie B]

Jurisdiction

North Carolina

Are loan companies and debt collection agencies allowed to make false statements to their clients on unsecured loans, such as, we are going to take out a warrant for your arrest?

 

[adjusterjack]

That particular threat is prohibited by the FDCPA:

Fair Debt Collection Practices Act | Federal Trade Commission

However, the FDCPA applies to debt collectors and not the originated lender.

Some states include lenders in their own debt collection laws so just google something like debt collection law with the name of your state.