Debt Killing Me

[krazyrose]

I am in credit card debt and can't pay my bills,owe many many different ones anywhere $200 to $2500 on each maybe total of $25,000 in all. Was doing ok until hurt back had surgery now disabled can't work and live with chronic pain & severe depression,unable to get out of bed most days ready to give up. I used some of them to charge my medical bills and medication that costs $900 on one bottle of 30 pills alone not to mention other medicines I take. I just can't pay and wanted to know if they can garnish my little disability check for payment or if they will just write me off as bad credit? I have always paid my bills but it is to point now I have to either try pay credit cards(which I'll never get caught up on) or pay rent/utilities food and medical needs so which do I need to do? Please Help !

 

[augustbaby1968]

They can not garnish your disability check, but they could try to put leins on you're house or other personal property such as cars. They could try to garnish your bank account where you put your check after so many days after depositing it.

Did you try one of the free debt counselors? They can usually help stop the phone calls and see if the card companies with take settlements for less on the debts. Other than that, there is bankruptcy.