Debt Management Companies?

[koenig69]

Hi, my name is Blane, I am in debt a little over my head and considered using a debt management company, but have heard mixed reveiws. If anyone knows anything on this it would be very helpful.

I would call and make settlements myself, but I have learned my own ignorance has been an enemy. Again any help would be nice. For example sould I get legal advice for a couple hundred dollars and do it myself, or whatever.

Thanks for you time and help in this matter.

Sincerely,
Blane

 

[garykittrell68]

Blane,
Debt managment company's don't do anything you can't do for your self.
I don't really know what you owe, or the type of debt it is, but I would start off with trying to negotiate a settlment with the creditor's, Then check the accuracy of your credit report. Also, find out what the statute of limitiations is on the debt for your state. Check a web-site called findlaw.com I hope this helps you........Good luck

Gary