Do I have a claim against my title insurance?

[sarahkelly76]

I purchased a house a couple of years ago. About a year and half later I took out a home equity line of credit. When the title search was done for this second loan, a lien (?) was found against my house from the previous owner. My lawyer said that I had to pay this. Am I protected from this with the title insurance I paid for with the initial loan (and initial title search since nothing was found then)? The lien is from 1997. I have already paid it off (with the money that I got from the equity line of credit). I want to know do I have any legal right to get my money back?
Thanks
sarahkelly76

 

[presutin]

Yes, you do. The title company should have, during their discovery process, found the lien that was put against the house. Good Luck!

 

[lwpat]

You can also go after the previous owner.