effect umeployment has on employers

[jrfink]

I have recently been unemployed due to my employer having no work. I am eligible for unemployment but I am hesitant to make a claim. I have heard that the former employer pays the entire unemployment benefit; in my case about $200. If my employer can't pay me to work, how will she pay my unemployment. I, also, have a very good relationship with my former employer and do not wish any harm on that relationship. I am anticipating going back to work as soon as work is available, and I do not want to harm that and not be asked to return at all. Can you give a little insight on this subject? Thank you.

 

[Duranie]

Your former employer should understand that you need a paycheck. When she lays you off, you are entitled to collect unemployment and she is required to pay into a fund (depending on company size). I am not sure that she pays the entire amount, she pays unemployment insurance though. You need to make a living. Apply for it.

 

[cbg]

The employer does not pay the UI in the sense that she writes the checks to the employees. She does not.

Every quarter, the employer is required to make a payment to the UI office. The amount is based on the overall payroll and represents a percentage of it. Employers who have a lot of claims pay a higher percentage than employers who pay have very few claims.

The UI office deposits these checks into an investment fund. It is from this fund that the state, not the employer, pays your unemployment checks.

If 47 out of 50 states, the employer pays 100% of what goes into the fund. There are three states where the employee pays a small portion of it.