mandabear87
New Member
A few months ago I received notice from Verizon that I had an outstanding bill in the sum of $470 dollars. Since I had never opened an account with them in the past I called to correct what must be a mistake. Turns out, my father put a phone in my name in 2003 and never paid the bill.
I am 20 years old now, so at the time the account was opened I was only 15. I figured that this would be easy thing to correct but so far have had no luck. I went to the police station and filed a report. (they were familiar with the situation since my sister went through this as well a year ago) I was told to fax that to the collection agency.
Today I called the collection agency to try to figure out to whom I should fax the report to and they informed me that I could fax it but it wouldn't make any difference. They said that this is not considered fraud and that even though I was under age at the time the account was opened it is still in my name, therefore making me liable. Now they say I have a payment due on the 15th and it will start to affect my credit.
I am at a loss of what to do at this point. I really thought that the police report would clear this up, especially since I was under age at the time. My sister said that worked for her. I knew a collection agency would be hard to deal with but this is absurd, they just wont budge. Any advice would be greatly appreciated. Thanks in advance.
I am 20 years old now, so at the time the account was opened I was only 15. I figured that this would be easy thing to correct but so far have had no luck. I went to the police station and filed a report. (they were familiar with the situation since my sister went through this as well a year ago) I was told to fax that to the collection agency.
Today I called the collection agency to try to figure out to whom I should fax the report to and they informed me that I could fax it but it wouldn't make any difference. They said that this is not considered fraud and that even though I was under age at the time the account was opened it is still in my name, therefore making me liable. Now they say I have a payment due on the 15th and it will start to affect my credit.
I am at a loss of what to do at this point. I really thought that the police report would clear this up, especially since I was under age at the time. My sister said that worked for her. I knew a collection agency would be hard to deal with but this is absurd, they just wont budge. Any advice would be greatly appreciated. Thanks in advance.
