My sister-in-law is under federal investigation for misappropriations of funds in a Pittsburgh school district. As part of the negotiations with the Feds they are requesting that she return $200,000. If she does so, she might be given a lighter sentence. She currently is completely tapped out financially. She has zero assets and her house has negative equity. Where do the Feds think she is going to get the money? Naturally she approached me and other family member to provide the cash. I'm a little confused. If she doesn't have the cash why would they try to get blood from a stone? Am I wrong in not wanting to throw money into this potentially black hole? What should I do?