foreclosure after divorce

[rebeccaj]

I received a phone call today from the bank telling me the mortgage that my name was on was over 32 days late and therefore they were going to begin foreclosure on the house. This was the house my ex-husband got in the divorce. We have been legally divorced for over 4 years and the judgment of divorce stated that he was to remain in the marital home. I signed a quit claim deed and believed that I was free from responsibility. I understand from speaking with someone from the bank that I am indeed still responsible since my ex never refinanced the mortgage to remove my name. What are my options at this time? Can I still get removed from the mortgage after foreclosure proceedings have begun? Can I do anything after the fact to repair my credit?

 

[disagreeable]

Your option is to take hubby to court for contempt as he did not pay of the loan. Assuming that was outlined in the court order. You can pay current the mortgage and avoid a further credit hit. The lender is not required to recognize a divorce court decision.