Help and advice needed please

[mooshnfluff]

Please can I have some advice...

While in a relationship my partner took out a loan in his name and paid off my debts. I was so grateful to him for doing what he done and set up a standing order to cover his repayments. Now our relationship has broken down and he is demanding the money from me which I can not give him as I can not afford it living on my own.
He is thretening to bankrupt me and take my mothers assets to cover his loan.
Can he do this and what should I do next?

 

[dee_dub]

Well, this could be construed a couple different ways. In none of them do I think you are obliged to pay him right now.

Maybe he paid off your debts as a gift, out of the kindness of his heart. And maybe, in gratitude for his generosity, you have taken it upon yourself to try to repay him. In that scenario, you owe him nothing and he should be grateful for what he gets.

Maybe, and if he sues you a court might be inclined to find this, you and he agreed that he would pay off your debts and you would pay him back on a certain schedule. You have adhered to that schedule so far, and you should continue to pay it until your debt is paid.

He is thretening to bankrupt me and take my mothers assets to cover his loan

He can only bankrupt you if he can prove you owe him the money right now, which is a doubtful proposition. And what does your mother have to do with this? As far as I can tell, that's an empty threat.

Tell him you don't owe him a red cent, but you're happy to continue repaying his generosity at the rate you've paid so far, if he doesn't like it he can try to prove to a court that you owe the whole thing now and bankrupting you isn't going to do him any good anyways. And leave your mother out of it.