butterfly85
New Member
okay-I was with a guy a few years ago(we lived in NY). We had an apartment together(that he was suppose to be paying everything for). I had a small credit card($500 limit) at the time I moved in with him. I used it for a few things for the apartment as he said he'd pay it back. The limit on my card went up to about $1500 while I lived with him. He made me max it out. He told me he would pay the debt that incurred as a result of him having me max it out(the debt is up to $4500 because of fees and all). (Along with that he was cheating; emotionally, physically, verbally abusive towards me. It caused me much pain). We broke up, moved on, etc(He still lives in NY and I had gotten engaged, moved to WA and just recently got married-still live in WA). He still said he would pay for the debt-his part of it. I told him that I would take care of $1000(I thought that was fair). He agreed to pay the rest. I wrote up a simple contract and emailed it to him(we live in different states so it's impossible to actual talk in person). He had agreed to it all. He told me he'd pay $200 monthly until the amount was paid off. He was suppose to begin paying at the end of August(2008). He didn't make that payment. It's nearing the end of September(2008). I had written to the credit people and told them I'd pay $200 at the end of each month(this was on the fact that he was going to be paying me that each month). However, since he hasn't paid me I can't pay them now(I have no income). Today I emailed a revised contract listing the payments(took out the August one that he didn't pay and added it on the end). He sent me a couple nasty offliners saying he can't pay the debt and blah blah. I nearly cried. I want this debt off my record and it's not working. I'm married and trying to get on with my life and this debt needs to be taken care of. The guy even said that if I'm so worried about it that I should call a lawyer and get him to send a summons or whatever to his house(his words were more 'colorful' though) It's not a bad idea, but I'd have to pay a lawyer. My question is....could I take this to court? or is there another way? I'm interested in any information anyone can provide. I don't like court situations. I wish there was another way for this to work.
