I have received a summons I contacted the attorney the summons came from and asked about setting up a payment plan like I did with the original creditor . The law office rep said they would ask there client. Months went by and I get another Summons for a citation for an amount higher then I owed. I try calling the law office again about a payment plan and they tell me SEE YOU IN COURT. Just as nasty.
I am trying to make an extremely UNPLEASENT Story short -
I went to court sat there all day cause when my case was called I said here for defendant and the judge said contest then I sat around another 4 hours when the judge said if you are still here go see the plantiff attorney. I went to the hallway found him and he said how much you willing to pay every month he wrote up an agreement and asked me to sign. I read it and said that the total amount was incorrect he said he is no mathmatician but with interest it is and I said I wanted proof because in order for that amount to be correct the payments I made to the debt in the past could not have been credited he said it is what it is to late for me to argue and the reason I am in court is for the judge to rule on ability to pay? I have no idea what law terms mean or the implication of them I stood my ground, didn't sign, went before the judge and he told me to get legal counsel on the matter and postponed my court date until this friday. Does anyone have any legal information on what to do about this?
Background
The debt went to collections in 2002 (after I lost my job)and I had set up a payment plan with the original creditor in 2004 (when I found another job in my field -yeah I know long time many bad debts had to be fixed after that one) through a consumer financial service. The consumer financial service suggested I drop them from the plan since the original creditor could not get the collection agency who held the bad debt to credit the payments that the orignal creditor was receiving.
I am trying to make an extremely UNPLEASENT Story short -
I went to court sat there all day cause when my case was called I said here for defendant and the judge said contest then I sat around another 4 hours when the judge said if you are still here go see the plantiff attorney. I went to the hallway found him and he said how much you willing to pay every month he wrote up an agreement and asked me to sign. I read it and said that the total amount was incorrect he said he is no mathmatician but with interest it is and I said I wanted proof because in order for that amount to be correct the payments I made to the debt in the past could not have been credited he said it is what it is to late for me to argue and the reason I am in court is for the judge to rule on ability to pay? I have no idea what law terms mean or the implication of them I stood my ground, didn't sign, went before the judge and he told me to get legal counsel on the matter and postponed my court date until this friday. Does anyone have any legal information on what to do about this?
Background
The debt went to collections in 2002 (after I lost my job)and I had set up a payment plan with the original creditor in 2004 (when I found another job in my field -yeah I know long time many bad debts had to be fixed after that one) through a consumer financial service. The consumer financial service suggested I drop them from the plan since the original creditor could not get the collection agency who held the bad debt to credit the payments that the orignal creditor was receiving.
