How does the Legal Claim system work?

[alterangel1046z]

If I'm in the wrong forum I'll apologize up front. Anyway, I'll get to the point.

To get an idea of where I stand I'll say that I've been misinformed by the great and retarded PayPal. For almost a year now I thought I actually had a prayer of getting my money back, but as I've been informed, there isn't any hope for PayPal to retrieve my lost money. I was told that I have only two options and those were: to try and get a ACH Reversal from my Bank, or file a Legal Claim. Since the ACH Reversal didn't work at my bank due to a 60 day limit, I'm forst to consider the Legal Claim option. The only problem is I don't know how this system works, or how it can help. Here's the story in a nutshell.

Almost a year ago I got scammed on Ebay and when I inquired with the seller to refund me, he didn't. The amount was for $2500. Want to know the most retarded part, it was for about sixty pieces of card board . . . also known as Yugioh cards. So yeah, I got scammed and after I won the Claim with PayPal they said that if I waited for collections to get the money I would be fine, since collections would give them the money, and then they would credit what was owed to me. 10 months later, they say that doesn't work and here I stand. My seller lives in Santano CA, (or so I think since he might be a super scammer), so how does making a legal claim in the state of New York going to get my money back? I'm basically asking anyone who has encountered a problem similar to this and can give me an idea of what to prepare for, what documents to dig up, and what route I should take. Any advice is good. Thanks in advance.

 

[Michael Wechsler]

If this is what you wrote to Paypal then I'd have to side with them. In fact, I'm not sure why you think Paypal is responsible for your taking a risk that you're buying cardboard. I highly doubt that Paypal advised you to go through with a transaction and take the risk.

Being perfectly honest, the only thing I understood is that you paid $2,500 for something and received cardboard. Why not put the money in escrow? Who would spend that kind of money with someone you don't know? Because of a rating that is created by people you don't know? And Paypal should be responsible? I'm lost... no offense, but your remedy is to go after the criminal in CA. This is what they do professionally, unfortunately, and eventually do get caught.

 

[Green_Hornet]

I have to agree with the professor pay pal is not the one that scammed you. To use an analogy if you handed cash to the seller, and the seller scammed you, you could not sue the U.S treasury for printing the money you tendered for the scam purchase. Paypal is just a way of paying on line.

 

[Michael Wechsler]

Agreed. I think what he's upset about is that Paypal told him they'd be able to recover the money but, for unexplained reasons, they couldn't. Regardless, it's still not their fault for the above reasons. I don't think I've ever purchased anything from ebay above $150 that I didn't check out independently as being a verified seller, e.g. an online storefront independent of the ebay profile. Sorry but good luck to you.