I am desprate for help , my soon to be ex wife and our checking account

[jimmyhock]

my wife and I are currently separated and we had a joint checking account, about 3 weeks ago I get a email from my bank, stating my account has been over drafted. Come to find out she has been taking payday advance loans and not paying them. my wife and I separated under good terms I have no idea why she would do this considering she said she would take care of closing the account when we split. I want to know what legal measures are paths are open to me to protect myself from this debit i have spoken to the bank and they said all the checks were signed by her please help i'm very desprate

 

[muggsyj]

This is not legal Advice!




First things first, have "you" removed at once from the account.
Secondly, if she is getting payday advances the company she uses my have presented her checks early or her pay may not have reached the bank in the time span she was expecting.

As for the debt, I would have a word with the bank and discuss the policy you signed into to see if you are liable for half or not. At the end of the day a shared account is a shared responsibility.

Don't give up hope, go talk to the bank.


Take care and good luck


Mark.