I have satisfied the terms of my summary judgement, now what?

[Patience1291]

Upon the repossession of my home, I owed the Homeowners Association 13k. I agreed to pay a total of 21 hundred in a period of two years via a summary judgment against me. The actual judgment on my credit report is for 13k until I pay the 21 hundred. I did pay the 21 hundred but I don't know what to do to remove the judgment from my credit report.

 

[army judge]

Upon the repossession of my home, I owed the Homeowners Association 13k. I agreed to pay a total of 21 hundred in a period of two years via a summary judgment against me. The actual judgment on my credit report is for 13k until I pay the 21 hundred. I did pay the 21 hundred but I don't know what to do to remove the judgment from my credit report.

You can't remove the judgment.
The judgment has to age off over time.
You can contact each of the Big Three Credit Bureaucracies and ask them the time it will take for the judgments to disappear.
If my old memory serves me correctly its something akin to seven years and a few odd days.

I just checked, and my OLD TIMERS must NOT be active at the moment. LOL
It is seven years for these judgments to disappear.

https://www.mint.com/blog/goals/credit-report-statute-of-limitations-05022011/

 

[Patience1291]

thank you army judge. Is it possible that I can file a satisfaction of judgment even though the judgment stays for 7 years.

 

[army judge]

thank you army judge. Is it possible that I can file a satisfaction of judgment even though the judgment stays for 7 years.

You can try, it rarely does any good.
The major purposes of these agencies is to make money, and keep the debtors in line.
Those agencies are very rigid when it comes to punishing people.
You are free to file an explanation and present your side, including the fact that you've paid off the judgment.
The merchants and subscribers rarely care what people say, because we don't fund their little enterprise, the merchants and subscribers do!