identity theft within a family

[erintex]

While I was in college from 2001 to 2005, my drug addled father stole my financial identity and created various accounts in my name. These accounts include, utility, property, cellular companies, etc. He already has a record for fraud and spent the majority of the nineties in prison. What is the best way to proceed so that I may eliminate his debt from my name?

 

[army judge]

While I was in college from 2001 to 2005, my drug addled father stole my financial identity and created various accounts in my name. These accounts include, utility, property, cellular companies, etc. He already has a record for fraud and spent the majority of the nineties in prison. What is the best way to proceed so that I may eliminate his debt from my name?

In order to fix this, you'll have to sign affidavits of fraud attesting to the fact that YOU did not open or authorize the accounts/charges.

You'll also have to claim whether you know the party that is alleged to have done this.

If you don't KNOW for sure who did it, its better to say that.

One way or another, they'll eventually prove that your father did it.

He'll probably be charged with a host of felonies and be sent back to prison.

You have a Hobson's choice to make.

You could claim the debts and file bankruptcy, if you want to save your father.

Even if they charge your father, the Nazi credit bureaus won't fix your credit.

That is the dirty little secret, you're damned whether you do or do not!

Only time will cure this mess.

But, bankruptcy is sometimes a better option for all concerned.

Choose wisely, if there is a wise choice for you to make.

Your father won't be the only one getting screwed.

The system sucks, doesn't it?

 

[erintex]

Thank you very much.

 

[tpajet]

The only way to clear you name is to work with each of the creditors. But,as stated, you are going to have to fill out affidavits, and it's up to the creditor to remove you account from the credit report as delinquent. Basically, it's not going to get completely cleared up. But, what would help is a police report showing any evidence you have presented that these are not your debts. However, as stated, that means turning your Dad in.

One thing that is on your side is the time that has passed. Looks like the newest of these is already 5 years old. In 2 more years they should be gone from the credit report.