Identity Theft

[ConnieCarroll]

Received a letter from our mortgage company that one of their (prior) employees may have sold our personal information to a third party - Are they responsible or can they be held liable for not protecting our personal information? What legal action can we take if any?

 

[presutin]

Like you, 2 other million people fell victim to such a thing. Yes, they are responsible but can they be held liable? If you and the other 2 million get together to file a class action suit, they probably will. You are not alone. I fell victim to a security breach at DSW in 2006 and, thank goodness, being proactive has done the trick. Put a credit freeze on your credit ASAP and monitor your credit report daily for any unusual activity. Good luck to you!

 

[irish223]

Second time you've asked this question. So here's your answer:

Until you are an actual victim of identity theft, there is no legal action you can take.

You don't even know if your information was sold, only that it MAY have been sold. Keep a vigilant eye on your credit and make use of the mortgage company's security measure offers.