My boyfriend has been in the process of a Home Loan Modification. Their was a Sale Date on his home for 5/19/10 and the bank said if he faxed the paper work they needed then they will postpone the sale and mail the OFFICIAL Paperwork for the Loan Modification. On 5/14/10 he went to Wells Fargo and Faxed the information Wachovia asked for. It included 1. Disability Acceptance & Payment Commitment Letter. 2. 2009 Federal Tax Return and 3. Two Months of Bank Statements. The next day he called and The Bank said, "We received the fax, POSTPONED the SALE DATE and we are Mailing out an IRS FORM 4506 (Fill out pages 1-4) & an RMA Hardship Affidavit." Fast forward now to 5 days later NO Forms in the Mail. My boyfriend called and explained the situation and the gentleman tells him. "There is a sale date for 5/19/10. He said "That is incorrect I was told by this bank last Saturday to follow this procedure and I have to the This is an issue that you need to address with your manager." The gentlemen transferred him to the Foreclosure Department. They said "It went into foreclosure on 5/19/10" My boyfriend tried to explain but they said "There is nothing we can do we can't reverse it." My boyfriend then called Western Recoveynance, the company that handled the foreclosure. They said "The house had NO BIDDERS; the property was reverted back to Wachovia and Wells Fargo PURCHASED IT." About an hour after we find out that the banks stole our home and they never sent any IRS 4506 form or any other form for that matter, we find a note on our front door home & on my boyfriend's truck. Stating The property you are no occupying went to foreclosure sale on 05/19/2010. At this time, Wachovia Mortgage, FSB was the successful bidder and has acquired title to the property effective 05/19/10. At this point the property needs to be surrendered to us and vacated as soon as possible."….
We don't know what to do if there is anything that we can do. My boyfriend needs to establish a case I believe due to the banks using a Government program to provoke false intentions and conceal my sale date. I do not know the steps or if it is even possible. I also need to know upon receiving the notice that our house has Foreclosed and the property needs to be surrendered to the bank and Vacated" How much time do we legally have to move out? Thank you so much for your time and for any help you can provide. Oh is their anyone else that has had this problem?
We don't know what to do if there is anything that we can do. My boyfriend needs to establish a case I believe due to the banks using a Government program to provoke false intentions and conceal my sale date. I do not know the steps or if it is even possible. I also need to know upon receiving the notice that our house has Foreclosed and the property needs to be surrendered to the bank and Vacated" How much time do we legally have to move out? Thank you so much for your time and for any help you can provide. Oh is their anyone else that has had this problem?
