Hears the situtation..The year 2002.
Had a car repo. Was notify by the bank that if i wanted the car back i would have to buy it out right.
so I declined. The bank had never notify me that the car was auction off and for how much to the public or commercially.
Now 3 years down the road,the year 2005
i get a call from collections and they stated that i owed 10000 for the car. I asked when was the car sold off, and collections told me that it was auction off in 2005. So i did some research on my own and came up with information stating that the car was auction off in 2002.
I have records of the car been auction off in 2002. The bank had never sent me any information on the difference of the what was owed and what the sell off was..
What are the possible next steps..
thxs..
Had a car repo. Was notify by the bank that if i wanted the car back i would have to buy it out right.
so I declined. The bank had never notify me that the car was auction off and for how much to the public or commercially.
Now 3 years down the road,the year 2005
i get a call from collections and they stated that i owed 10000 for the car. I asked when was the car sold off, and collections told me that it was auction off in 2005. So i did some research on my own and came up with information stating that the car was auction off in 2002.
I have records of the car been auction off in 2002. The bank had never sent me any information on the difference of the what was owed and what the sell off was..
What are the possible next steps..
thxs..
