Insurance points in NC

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Morris90

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Hello,
I understand that in NC there are two types of points assigned for speed infractions: Traffic and Insurance.
I also understand that if you receive say 2 traffic points but no insurance points, my insurance, in this instance, will not increase.
Question: Cannot the insurance company check my driving record and discover the two traffic points and then raise my insurance premium accordingly?
Or, is there a procedural safe guard to prevent this from occuring?
Thanks in advance.
 
Cannot the insurance company check my driving record and discover the two traffic points and then raise my insurance premium accordingly?

This happens in all states, not just NC.
 
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