Judgement Against

[rfred]

I have a judgement against me and they have started taking monies from my checking account. How much can they take from my checking account on a monthly basis?

I have 4 payments left on a personal vehicle -
- Can they take this vehicle from me when it is paid off?

The vehicle is worth 3x the judgement amount.

Also, at what point would they start taking my personal possessions from my home?

Thanks.

 

[dee_dub]

They're garnishing your account monthly? That strikes me as bizarre. Ask your bank to see the garnishment orders.

If they were garnishing your wages, they could take a certain percentage that depends on what your "disposable" income is.

They likely can't take the vehicle, but they could probably put a lien on it that would entitle them to proceeds in case you ever sell it.

 

[rfred]

They have not garnished my wages - I own my own small company and did not make much profit last year ---- they did however, garnish my friends bank account that I am representative payee on/for -- my friend will get his monies back as we proved the bank account is solely his monies, etc - social security check, etc....

I do have the garnishment order in front of me -- from the bank and from the court officer in charge of my case --- it says he has a right to pretty much seize anything he wants - including my vehicle. But, again - my vehicle is worth $12K and I owe out about $7500. Can they, do they usually force people to sell vehicles, do they usually take vehicles into possession?

The court order say they can take almost anything from my apartment -- however, I have a (live in/long time) girlfriend who has accumulated her own possessions in our place -- can they take her items?

Thanks again.

 

[dee_dub]

Depending on your jurisdiction, they might not be able to execute the judgment against your vehicle. Some assets - vehicles, tools, personal effects - are often immune from execution. I don't know the laws of your particular jurisdiction. I suggest you consult with a local attorney.

They cannot execute against your girlfriend's possessions. There may be some dispute about what belongs to whom, however.

 

[rfred]

Thank you very much.

You've helped a great deal.