Lent money to a friend to pay off her high interest credit cards at the end of April 08. The agreement was I lend her $700 and starting in August 08, she was to make 9 monthly $100 payments. She moved back home for the summer and we didn't talk much. August came and I reminded her that she was supposed to start paying me. She has ignored all of my messages (text messages and Facebook were how we normally conversed) and while it might sound juvenile she removed me from her friends list on Facebook prompting me to assume that she has no intention of paying me back.
I would like to take it to small claims court. As far as I know I just have to contact the local court house to do so. We live in Mankato, Minnesota for the record.
I have a copy of the check that I sent her, the memo of the check says "You owe $900." I do not have any messages of her actually agreeing to pay back the money but I have a message saved online (on Facebook) that I sent her stating the tentative terms of our deal:
"So the amount of interest depends mostly on how fast you pay it back. So if you only want to pay back $100 a month I'd want $900 back, since it'll take about a year for you to pay that back, and you could miss a month if you needed. If you think you could pay more we could work out s shorter schedule and possibly lending you more then $700 depending on how long it'll take. Let me know."
Most of my case is my word that we had an oral contract right? Does the check and the message help my case at all? Also how would I present the message at a hearing?
I would like to take it to small claims court. As far as I know I just have to contact the local court house to do so. We live in Mankato, Minnesota for the record.
I have a copy of the check that I sent her, the memo of the check says "You owe $900." I do not have any messages of her actually agreeing to pay back the money but I have a message saved online (on Facebook) that I sent her stating the tentative terms of our deal:
"So the amount of interest depends mostly on how fast you pay it back. So if you only want to pay back $100 a month I'd want $900 back, since it'll take about a year for you to pay that back, and you could miss a month if you needed. If you think you could pay more we could work out s shorter schedule and possibly lending you more then $700 depending on how long it'll take. Let me know."
Most of my case is my word that we had an oral contract right? Does the check and the message help my case at all? Also how would I present the message at a hearing?
