Loan returned afternoon 2 months

[shawn234567]

Jurisdiction

Virginia

I put 3000 down on a car on November 20 and when it was time to pay in January the bank didn't accept my payment bc it was a few days late and they returned my loan.... The dealership told me to come sign a new loan agreement but when i got there they said I needed 2000 more dollars and said the 3000 I gave them before was theirs to keep

 

[army judge]

I put 3000 down on a car on November 20 and when it was time to pay in January the bank didn't accept my payment bc it was a few days late and they returned my loan.... The dealership told me to come sign a new loan agreement but when i got there they said I needed 2000 more dollars and said the 3000 I gave them before was theirs to keep

Cool story, bro.
If it was me, I'd be so mad.
So, whatcha did when they keeped your money, bro?
I betcha made them cough it up, right?

 

[adjusterjack]

I put 3000 down on a car on November 20 and when it was time to pay in January the bank didn't accept my payment bc it was a few days late

Paying late is default, breach of contract, and allows the bank to cancel the loan.

Also makes you a high risk borrower so you are going to have to come up with more money for a new loan or lose the car. It will then be resold for less than you owe and you'll be sued for the balance and your credit trashed.