I am a disabled person on SSD and SSDI in Florida.  My Dad recently died and left me some money.  I am the beneficiary of a life insurance policy, a CD, and some investments.  I have not claimed any of the money yet. However, Medicaid just sent me an eligibility review to complete by May 31st. Do I have to report these new assets even if I haven't claimed any of them yet and am only listed as beneficiary. Also, going forward, in order to protect these new assets from Medicaid, I would like to draw up a lump sum personal caregiver contract, but I cannot find an example/template of one on the web.