My own brother forges my name

[mommyspringer]

This is kind of a long one so I thank you in advance for reading it. Our State is Michigan. My brother in law in 1998 had a friend who worked at a dealership. This friend got him a 1999 jeep Grand cherokee without any legitmate check stubs and no credit. So when my brother in law came home my husband liked his truck and decided to go at the begining of 1999 and get a jeep grand cherkee but a different model from the same dealership and the same person. Now when he went in he had the money and legimate check stubs because he was working for 6 years by then. What he didnt have is the credit. The guy told him that his brother could co sign and then he can have the truck. He said ok. Now almost 6 months later his brothers truck get repossed for non payment. Two months after that my husbands truck gets repossed for non payment. Now enter me. In 2001 they started to garnish my husbands state tax check. Which we were ok with because he knew he owed the money. The total was around 7,000. In 2007 we got our notice that they were only taking 525 and we would get the rest back. At that point we were done. Wrong! This year we got another notice stating they were going to garnish our taxes for another 8,000. So when we went to court to look at the file there were both of the truck leases and it had my husband as owner of both and his brother as co signer as both. We relized that we had just paid for his brothers truck and now they are coming after us for my husbands truck. We went in front of the judge she dismissed us in 5 mins. What are we suppose to do?? These trucks arent even on his credit report. We didnt know anything about his brothers truck in my husbands name. My husband and I are lost. We dont know what to do. We tried talking to the attorney helping the finacial comopany but hes getting paid and thats all that matters. We need help NOW!!! And ASAP before the new tax season comes.

 

[Michael Wechsler]

Unfortunately, if your husband's name is on the financing agreement, your recourse is against the owner of the truck - your brother in law. Is there a problem with getting the money from him? The financing company just wants to get paid and there are two people guaranteeing the loan and they picked the person who was paying the bills.

 

[mommyspringer]

I want to first of all thank you for your response. We can sue his brother but he has no money or assets. He is a professional con artist who cons everyone from strangers to his own mother. I have to say I'm afraid. I'm afraid of ending up reponsible for this. And how this is going to affect our family. We know he is the one who forged my husbands name. But what we are trying to get the finacial company to understand is that they messed up to. How is it that my husband who only made about 1600.00 a month with no credit own two brand new vehicles that totaled his monthly income? Im wondering is there a way to make him responsible or honestly are we just going to have to eat this one?