Unfortunately I used poor judgment and let a relative use
my credit card. He filed for bankruptcy and I am left with
his debt. I am on disability and cannot pay . I do not own
a house or a car. I have 175.00 in savings and receive
600.00 a month. Recently the National arbitration ruled
against me in the amount of 38,000. What can they do to
me? Do I have to file for Bankruptcy? I really can't
afford to pay a bankruptcy Lawyer. Any advice would be
appreciated. I live in the state of New York. Thank you
my credit card. He filed for bankruptcy and I am left with
his debt. I am on disability and cannot pay . I do not own
a house or a car. I have 175.00 in savings and receive
600.00 a month. Recently the National arbitration ruled
against me in the amount of 38,000. What can they do to
me? Do I have to file for Bankruptcy? I really can't
afford to pay a bankruptcy Lawyer. Any advice would be
appreciated. I live in the state of New York. Thank you
